All income or earnings statements are estimates of income potential only, and there is no assurance that your earnings will match the figures presented. Your reliance on the figures we present is at your own risk. Any income or earnings depicted are NOT to be interpreted as common, typical, expected, or normal for the average student. This particular result may be exceptional, and the variables that impact results are so numerous and sometimes uncontrollable, that PaulMcGraw.com makes no guarantees as to your income or earnings of any kind, at any time.

Where specific income figures are used, and attributed to an individual or business, those persons or businesses have earned that amount and have not been compensated to share that information. But, there is no assurance that your earnings or income will be the same, or that you will make any money at all. If you rely upon our examples or figures, you do so at your own risk, and you accept all risk associated with your reliance.

All claims or representations as to income earnings made on our web sites or in our materials or information are not to be considered average earnings. Testimonials are not representative. There can be no assurances that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results.

Monetary and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your business skills or practices, or that you will listen to the directions given. Therefore, we do not guarantee or imply that you will win any incentives or prizes that may be offered, that you will make any income or earnings, that you will do well, or that you will make any money at all. If you rely upon our examples or figures, you do so at your own risk, and you accept all risk associated with your reliance.

Real estate businesses and earnings derived therefrom, have unknown risks involved, and are not suitable for everyone. Making decisions based on any information presented in our programs, products, services or on our website, should only be done with the knowledge that you could experience significant losses, or make no money at all. Only risk capital should be used.

All services and products of our company are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your accountant, lawyer or professional advisor, before acting on this or any information.

Users of our services, products, programs and website are advised to do their own due diligence when it comes to making business and real estate decisions and all information, programs, products and services that have been provided should be independently verified by your own qualified professionals. Our information, programs, products and services should be carefully considered and evaluated before reaching a business decision, or whether to rely on them. All disclosures and disclaimers made herein, on our web sites or in any materials provided to you apply equally to any offers, prizes or incentives that may be made by our company.

There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that cannot be foreseen which can reduce results.

Since we cannot control your actions, we are not responsible for your actions.

The use of our information, products and services should be based on your own due diligence and you agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services.